BODY {BACKGROUND: beige; COLOR: navy; font-size: 12pt}

a:link {color: black}

a:visited {color: #004400}

hr {color: navy; height: 4px}

p.title {font-size: 16pt; font-style: bold}

p.author {font-size: 14pt; font-style: italic}

p.disclaimer {font-size: 10pt; font-family: Arial; color: black}